Lisa Lessard and her team was on top of everything. I could not have asked for more. The best! Joanne W.


Judy Jones was great to work with and made the whole experience easy and enjoyable. She helped me every step of the way. Me and my family can't thank her enough!! Nothing could have been better, the two employees working on my loan were wonderful people. I hope they are recognized for their extraordinary efforts and expertise in their field. Thank you again so much!!! Michael B.


My experience was great! If i had known that my experience would so easy I would have tried for a loan a lot sooner. Debbie Allenbaugh was fantastic! Virgil B.


There isn't anything else that could have made the experience better. Rob Murray was phenomenal. As a first time home buyer it is a very intimidating, overwhelming and scary experience, however having Rob in my corner made me feel at ease. He was always responsive to my inquiries and never made me feel bad for asking questions and he always thoroughly explained everything to me. Getting through this process would not have so flawless if I had anyone else on my team besides Rob. I will forever seek his services in the future and recommend him and Universal Lending to all my family and friends. Monica P.


Tom Reum made everything easy. He explained everything and was on top of any questions we had. Will always work with Tom. He's awesome.Debra O.


Thank you Daryl Korinek! Great experience! Joseph G.


Thank you Tabitha Gallegos Kahn and Jean from the bottom of my heart you both went above what was expected. The smile on my kids faces when they walked into the house I'll never for get . Your hard work made my family dream come true . Both Tabitha and Jean went the extra mile. Patrick S.


Debbie is awesome, everyone loved working with her. Our agent and even the title agent and seller's agent appreciated how easy she made the process! We loved working with Debbie Allenbaugh and her team. They made the home buying process easy and helped us realize our dream. Aaron C.


Jeff Rickardwas awesome and helpful throughout the whole process, and made the process super easy. Nicholas B.


From day one, Sandy Levy helped me understand how to raise and keep my credit score where it needed to be. Karen V.


John Olivacz helped out a lot and explained stuff that we did not understand, he did a very good job. Gene B.


Mike Pike was very professional and ensured that the loan process was efficient and accommodated our needs. Thomas C.


Laura Hebert's professionalism, efficiency and commitment goes beyond expectations. Knowledgeable and communicative, we were in good hands with every step! Thank you. Nancy M.


We, once again, found Daryl Korinek to be extremely knowledgeable and thorough. Always quick to respond to email and voicemail. Jeff J.


LeAnne Merciezis a true professional. Not only is she very thorough, but she is easy to talk to, and explains the process so that it is easy to understand. Her level of communication is top notch and I highly recommend her. Thank you, LeAnne. Kevin S.


Jeff Rickard is an awesome individual! Very informative and honest and smart. Ella F.


Nichole Hungerford, you are a rockstar! Kirsten and I could not be happier with working with you and Universal Lending as well as with how happy we are with our new home!! You have made our dreams a reality. Nichole was the very best to work with as far as a loan officer goes, she kept us informed of everything needed and what to expect as we were doing our application so my wife and myself were not caught off-guard. Jon Z.


Mike Pike was (again) a pleasure to work with. He kept my wife & I informed during the process and would respond to any questions we had almost immediately. Would highly recommend Mike's services to anyone and gladly use him again. Michael M.


Beth Anderson did an outstanding job with us. Very professional in every category. Enjoyed working with her. Stephen V.


This was an excellent experience, thanks Jeff Rickard! Sean M.


Cliff Holmes is knowledgeable and provided a lot of hand-holding from start to finish. I have worked with many brokers over the years and he is the best I have seen. He takes the entire process personally and holds himself accountable through every step. I am in my home today because of his help. Andrew H.


Judy Jones was so awesome to work with she made the process easy and was always available to answer all of my questions. Elena A.


Sabrina Small worked very hard to get my loan processed at a rate that met my expectations. She was very attentive and answered every question quickly. Diana D.


I really appreciate Christopher Lovio thorough approach to explanations, his attention to detail, and his deep knowledge. Craig H.


Some of the best personal service I've received in quite a while. KC Harney couldn't have been better. KC was unbelievable and incredibly responsive and patient! Jon M.


Thank you for all that you have done for us - we appreciate everything that you did and continue to do for us. Couldn't have asked fora better person to represent us. Stephen Tilghman deserves 10 gold stars. From the 1st meeting he exceeded our needs to getting my son into his 1st house. I couldn't have asked for a better person. Much thanks and love. Lisa H.


Dave Leonard is a wonderful person and excellent at his profession. Exceeded in all of our expectations and enjoyed working with him. A very positive individual with a great attitude. Joe and Reta A.


We love working with Ted Wedewer. Working with Ted is always a positive experience. He is very knowledgeable and always looks out for our best interest. We'll continue to follow Ted where ever he goes. Brian R.


Thanks TJ Jenkinsfor making it easy-peasy. You and your staff were very professional. Bill B.


Elizabeth Turra was great !! Would absolutely recommend her !! Crystal H.


Chip Allen made it a good and stress free experience. Michael L.


Deb Seeber was fantastic! She was always available to answer questions I can't thank her enough for all of her help. Anthony W.


Scott Moore is personable, caring, and wonderful to work with! We would never use any other lender/originator other than him! Evan O.


We've been dealing with KC Harney for years and will continue to do so. My wife and I both agree that Universal Lending should buy a new Harley Davidson for KC for being such an exceptional representative of your company. Kurt L.


Corinne de Herrera did an excellent job! Claudia W.


Shari Pfeifer was awesome to work with. Very professional and friendly at the same time. We consider her as a friend. Larry J.


My experience with Sharon Schoepflin has always been great since the very first day she helped me and my family buy our house. Sharon has made possible something that I thought would never happen. She has gone above and beyond to make this happen...helping me and my family buy our home and now helping me refinance. I am very happy and very grateful that Sharon was always there every step of the way. Thank you, Sharon and Universal Lending. Frank A.


Kelli Strott was amazing! She was able to answer all questions I had so that it was understandable to me. She did a lot for us, and will definitely recommend her. Jannae F.


Debbie Allenbaugh provided great service as always. Thank you so much. Mitchel A.


Both Frank Guiliano and Debbie Vasquez were super helpful throughout the entire process. They are both very professional and extremely knowledgeable with the whole loan process. I couldn't have asked for a better lender. Thank you so much for everything! Evajoyce P.


It was a pleasure to work with Tabitha Gallegos Kahn and if I get the chance, I'll do it all over again thank you all so much. Gregorio P.


Tammy Dress is wonderful to work with and highly responsive to her clients's needs. She takes the time to explain the process and works hard to get good results for her clients. I highly recommend working with Tammy! Sierra R.


I would like to thank Jason Doughty, Zach Friedman and the Universal family, for making it possible for my family to be able to make the move to our new home. It was a very enjoyable, professional and seamless transaction which made it possible for this to happen, but not without the help from the above mentioned. Thank You. Jason was a very professional and experienced person to work with. He made all the difference in the world when it came to feeling very comfortable with the loan process and made it a very seamless transaction. Also, Zach was an integral part of the process and was enjoyable to work with. Thank you Universal for making it possible for my family to make the move. Peter B.


Josh Williams and his group that helped me are amazing!!! They helped me to buy my house a year ago and to refi this time and both experiences have been easier than I could ever hope for. Plus, it was a blessing that Josh contacted me without any prompting to let me know I had the option to refi my mortgage. I have already recommended to my brother that he go through Universal Lending for his refi. Andrew C.


Great experience, very seemless. Thanks for the help. Heather Dirschlkept me informed via email and phone, I appreciated her attention to detail. Very easy to work with. Christopher H.


I've worked with KC Harney for years. He is hands-down the best broker I've worked with. Very professional, efficient, and responsive. Anthony K.


Nicky Hungerford was very attentive to any questions and concerns I had. She walked me through the application process and was very thorough with what happens after closing. Shelby K.


Judy Jones is an absolute pleasure to work with and I will recommend her and Universal Lending gladly. She made everything run smoothly. Kimberly G.


Kelli Strott is awesome! She is always very helpful and friendly. It has been great to work with her every time. Scott M.


We've had three home loans with TJ Jenkins and she is amazing to work with. We were buying a new construction home and she went above and beyond to be sure she had the documents needed to get this loan closed. She's awesome and her team is great to work with as well. This was our third home loan with TJ. She is awesome to work with and always goes above and beyond to help. We really appreciate all she does and have recommended her to everyone we know who needs a home loan. We will always go to her if we need a home loan or refi. Joel S.


Jenna Swanson was great, very responsive to our questions and very informed about the process. Cristina G.


Elizabeth Turra was great from start to finish. She was very knowledgeable and always on top of everything. I couldn't have asked for more. Thanks!! Adam F.


Rob Murray was amazing and available at any time we needed for questions. Even after we closed we was quick to respond to use new questions. Scott M.


Beth Anderson is real, professional, has a sense of humor, and knows how to get the job done without a load of extra grief. Hal M.


Vanessa McLennan is incredibly responsive, consistently explains the process and reason for particular documentation, and is and on top of deadlines. Nicole D.


My wife and I recently used Bob Smith and Universal Lending for our mortgage. Bob could not have provided a better experience. He is thorough, educational, professional and a pleasure to work with. While we hope we stay in our house for a long time there is no doubt that the next time we need a loan or help with our mortgage we will be using Universal Lending and Bob Smith. L. Bass


I would highly recommend Elizabeth Turra if you're looking for a home loan. Many of my clients have worked with her for their home loans, and every one of them has been very happy with the service she provides. She takes the time to educate her clients so that they understand the loan process. Don't hesitate to call Elizabeth if you are buying or refinancing your home. Dareen W.


Steven Tilghman is an outstanding loan officer and I recommend him to everyone I come into contact with. He has years and years of experience to truly ensure that you have the best experience with the results you want. He's a great professional to work with and makes sure you have the smoothest transaction possible. If you have the privilege of working with Steven you won't regret it and you'll be a client for life. Abbey D.


KC Harney is the best! He was always patient, and explained everything clearly. He is the reason our first house buying experience was flawless. Judy N.


I would absolutely recommend Claudia Lopez. She and her processor Candice, were on top of everything and were a pleasure to deal with. Everything from Beginning to end, everything ran smoothly and loan was basically done 1 week before closing. Diane H.


Deb Seeber met a very tight time frame with great efficiency. Judy and Dan E.


I honestly just want to say thank you guys for such a great experience. Shari Pfeifer is such a joy and I couldn't of asked for a better lender to work with extremely pleased with her. I had the best experience I could have asked for Shari and everyone I worked with was great. I was a first time home buyer and everything was explained in detail. I was left with no questions and the whole process was amazing from start to finish even the closing went great will definitely recommend Shari to anyone looking to buy. Carl W.


Christopher Lovio was very friendly and always had my best interests in mind.Shauna M.


This is our second time working with Lisa Lessard. She represents the company beautifully and is a pleasure to work with: friendly, available, and helpful. Anonymous.


Elizabeth Turra is fantastic! Amazing communication and fast results. She was upfront about everything and helpful through the entire process. Having someone to rely on in this process is key, and she was kind and fought for us every step of the way. 100% would recommend to anyone! I can only rate Universal Lending with as many stars as possible. The entire process was made easy for me as a first time home buyer. Referred by my realtor, Universal Lending has done an outstanding job from day one. Their communication was almost instant. I got faster replies from Universal than half my own friends! I recommend them through and through and would use again in the future. Thank you Universal Lending! Scott V.


Alisa York was very helpful. As a first time homebuyer, I didn't know what to expect and she walked me through the process. David H.


Debbie Allenbaugh and her team went way out of their way to complete this on time and accurately. ULC is the best loan company ever! Jeffrey S.


Keep doing what you are doing KC Harney! PERFECT! Garrett N.


Doni Dolfinger exceeded my expectations in every way. Her service was excellent. Gary I.


We had a great experience with Debbie Allenbaugh , thrilled that it all worked out. Kathryn W.


Marna Deines made the house buying process fun and simple! She always answered my questions in a timely manner. Thank you! Nicole N.


Jason Doughty is a first time home buyers dream! He did a great job explaining the entire process and always checking in with updates.strong>Kaitlyn G.


Heather Dirschel was awesome! She was very friendly, and explained things so I could understand. Anonymous


I was extremely happy and excited to work with a very smart and knowledgeable loan officer, Tabitha Gallegos Kahn. She made the loan process easy to understand from start to finish. Also, I am very happy to be able to get a very affordable mortgage payment. I thank you, Universal Lending, for helping me get a home. Take Care. John B.


Susan Gumm went beyond to do everything she could to help us get our loan. She exceeded my expectations by listening and answering all my questions, patiently. Kathleen M.


Kurt Reinhardtwas amazing and I nicknamed him the miracle worker. His attention to every detail made the process stress free for me. He is an asset to your company. Emily H.


Nancy Fridstein is great. Great communication and knowledge. I will use her again.Andrew M


Kim Martin was wonderful throughout the process. Very knowledgeable, organized, and timely in her communication. Kelsey M.


Universal Lending Corporation was founded over 30 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they make informed, considerate decisions that ensure their home mortgages fit their budgets ...

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Contact Us


- NMLS: 2996
6775 E. Evans Ave.
Denver, Colorado 80224
Phone: (800) 758-4063


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